Prudential plc is a British multinational life insurance and financial services company headquartered in London, United Kingdom. It was founded in London in May 1848 as The Prudential Mutual Assurance Investment and Loan Association to provide loans to professional and working people.

Prudential has 24 million life customers. It owns Jackson National Life Insurance Company, which is one of the largest life insurance providers in the United States, and M&G Investments, a Europe-focused asset manager.

Prudential has a primary listing on the London Stock Exchange and is a constituent of the FTSE 100 Index. Prudential has secondary listings on the Hong Kong Stock Exchange, New York Stock Exchange and Singapore Exchange.

The company was founded in Hatton Garden in London as The Prudential Mutual Assurance Investment and Loan Association providing loans to professional and working people on 30 May 1848. In 1854, the Company began selling the relatively new concept of industrial branch insurance policies to the working class population for premiums as low as one penny through agents acting as door to door salesmen. The army of premium collection agents was for many years identified with the Prudential as the "Man from the Pru". It moved to its traditional home at Holborn Bars in 1879 and converted to a limited company in 1881. The building was designed by Alfred Waterhouse, and is built of terracotta manufactured by Gibbs and Canning Limited of Tamworth (c.1878) — two of the same driving forces behind the Natural History Museum in London.

The company was first listed on the London Stock Exchange in 1978. In 1986, Prudential acquired the American insurer Jackson National Life. In 1997, Prudential acquired Scottish Amicable, a business founded in 1826 in Glasgow as the West of Scotland Life Insurance Company, for £1.75bn.

In 1998, Prudential set up Egg, an internet bank within the UK. The subsidiary reached 550,000 customers within nine months but had difficulty achieving profitability. In June 2000, an initial public offering of 21% was made to allow for further growth of the internet business but in February 2006 Prudential decided to repurchase the 21% share of Egg. Egg was subsequently sold to Citibank in January 2007. In 1999, M&G, a UK fund management company, was acquired. In June 2000, the company was first listed on the New York Stock Exchange to help focus on the US market.

In October 2004, Prudential launched a new subsidiary, PruHealth, a joint venture with Discovery Holdings of South Africa selling private medical insurance to the UK market. In April 2008, Prudential outsourced its back office functions to Capita: about 3,000 jobs were transferred (1,000 in Stirling, 750 in Reading and 1,250 in Mumbai). This significant outsourcing deal, worth an estimated £722m over a 15-year contract, built on Prudential's existing relationship with Capita who took over its Belfast operation in 2006 along with approximately 450 employees in a smaller operational restructure.

On 1 March 2010, Prudential announced that it was in "advanced talks" to purchase the pan-Asian life insurance company of AIG, American International Assurance (AIA) for approximately £23 billion. The deal later collapsed and AIA ended up raising money in an IPO.

In December 2013, Prudential announced the purchase of Ghana’s Express Life Company. Express Life was subsequently rebranded as Prudential Ghana. In April 2014, Prudential launched two corporate responsibility initiatives to support education in Ghana: the Prudential Scholarship Programme for more than 500 senior high school students, in partnership with the NGO Plan Ghana; and a scheme to support actuarial science graduates. In September 2014, Prudential purchased Kenyan life insurer Shield Assurance and rebranded it as Prudential Kenya, further expanding the company’s presence in Africa.

On 10 March 2015, it was announced that the CEO, Tidjane Thiam, would leave Prudential to become the next CEO of Credit Suisse. On 1 May 2015, it was announced that Mike Wells, head of the company's US business, would succeed Tidjane Thiam as CEO, on a pay package worth up to £7.5 million.

The Company has four business units:

Prudential RideLondon is an annual two-day cycling festival, held for the first time in 2013. The 2015 Prudential RideLondon-Surrey 100 saw over 25,500 finishers and set a new fundraising record for the event with more than £12 million raised for charity.

The event was developed by the Mayor of London and his agencies and is organised by the London & Surrey Cycling Partnership. The main events are a 100-mile professional road race through Surrey and London, and an amateur race along the same route. Participants in the amateur race typically raise money for good causes. The 20,709 finishers in the 2014 event raised more than £10 million for charity.

The inaugural sponsor of RideLondon, Prudential has extended its sponsorship of the event for a further three years, up to and including the 2018 event.

In October 2014, Prudential announced that it will invest up to £100 million in the Swansea Bay Tidal Lagoon Power station, a world-leading infrastructure project. Prudential has committed to invest £25 billion in UK infrastructure projects over five years. Prudential will be one of the main investors in the scheme designed to harness tidal-energy, which could power 120,000 homes for 120 years. If approved, the project would take two years to build and would create 1,850 construction jobs.

Key individuals are: