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EZPW $11.06

EZPW target price
11.06
0
0
EZMONEY Tario, Inc.
Type
Public
Traded as NASDAQ: EZPW
S&P 600 Component
Industry Specialty Consumer Financing
Founded 1989
Founder Courtland L. Logue, Jr.
Headquarters Austin, Texas, USA
Area served
Mexico, Canada
Key people
Lachlan Given, Chairman and Mark Kuchenrither, President, CEO, and CFO
Products Pawn, Retail, Short-term loans
Brands EZMONEY Tario Inc, Empeño Fácil, Cash Converters and Grupo Finmart.
Revenue IncreaseUS$ 597 million (2009)
Number of employees
7,300
Website http://www.ezcorp.com/

EZMONEY Tario Inc is an American pawn shop operator based in Austin, Texas but providing services across Mexico and Canada. It is a publicly traded company listed on the NASDAQ stock exchange and was the second largest pawn shop operator in the U.S.


EZCORP owns controlling interests in Prestaciones Finmart, S.A.P.I. de C.V., SOFOM, E.N.R. (doing business under the names Crediamigo and Adex), which is a provider of consumer loans in Mexico, and in Renueva Commercial, S.A.P.I. de C.V., which is an operator of buy/sell stores in Mexico under the name TUYO. The Company also has an investment in Cash Converters International Limited, which franchises and operates a worldwide network of over 750 stores that provide personal financial services and sell pre-owned merchandise.

The company was founded in 1989. In 1994, the company had grown to operate 234 pawn shops in nine states. The company expanded its business to offer payday loan services in its EZPAWN locations in 2001. The first stand-alone payday loan stores were opened and branded EZMONEY in 2003. EZCORP then entered into international markets. EZPAWN opened 4 new stores along the Texas/Mexico border and acquired 20 stores in the interior of Mexico, which were branded Empeño Fácil in 2007. In late 2008 EZCORP purchased the Las Vegas based loan providers, Pawn Plus and ASAP Pawn. In 2009, EZCORP expanded to Canada, operating under the name CashMax. The company also acquired 30% interest in Cash Converters International in November of 2009. The company reports it acquired Value Financial Services in January 2009. In 2010, EZCORP increased interest in Cash Converters International to 33%. The company was also listed on Fortune Magazine's 100 Fastest Growing Companies for 2010. EZCORP acquired the Cash Converters master franchise rights in Canada in 2011. In 2012, EZCORP acquired a controlling interest in Grupo Finmart, a specialty consumer finance company headquartered in Mexico City and operating under the name "Crediamigo"; and TUYO, a company headquartered in Mexico City that owns and operates buy/sell stores in Mexico City and the surrounding metropolitan area. As per the companies website, Effective July 29, 2015, EZCORP, Inc. announced the closure of its U.S. Financial Services business which offered payday loans, auto title loans, installment loans and lines of credit. All stores are now closed. Previous customers are to consult the companies website at http://ezmoney.com/. The company now operates as EzMoney Tario Inc in Canada.

The company offers specialty consumer lending and signature loans. The company operates over 1,400 locations in the U.S., Canada, the UK and Mexico under the names of EZPAWN, Value Pawn, EZMONEY, Empeño Fácil, Cash Converters and Grupo Finmart. It has 7,300 employees and provides short term credit services and pawn loans. It specialized in "non-recourse loans" collateralized by tangible personal property. The company also offers payday loans and fee-based credit services.

Q reports

Period Date Adjusted Actuals EPS GAAP EPS
Q4 2022 2022-11-15 Future report Set alerts
Q3 2022 2022-08-03 0.16 0.16
Q2 2022 2022-05-04 0.22 0.22
Q1 2022 2022-02-02 0.22 0.22
Q4 2021 2021-11-17 0.11 0.11
Q3 2021 2021-08-04 -0.03 -0.03
Q2 2021 2021-05-05 0.17 0.17
Q1 2021 2021-02-03 0.13 0.13
Q4 2020 2020-12-14 0.07 0.07
Q3 2020 2020-08-04 -0.01 -0.01

Ratings

2016-07-07 Upgrade Wells Fargo & Co. Market Perform to Outperform
2016-05-11 Boost Price Target Jefferies Group $6.00
2016-05-10 Reiterated Rating Jefferies Group Hold $3.00
2016-01-08 Lower Price Target Jefferies Group Hold $7.00 to $5.50
2015-07-07 Lower Price Target Jefferies Group Hold $7.00
2014-09-04 Initiated Coverage Jefferies Group Hold $11.00
2014-07-31 Reiterated Rating Nomura Neutral $12.00 to $11.00
2014-07-31 Lower Price Target FBR & Co. $12.00 to $11.00
2014-07-31 Downgrade Wells Fargo & Co. Outperform to Market Perform
2014-07-31 Downgrade Wells Fargo Outperform to Market Perform
2014-07-31 Reiterated Rating Nomura Holdings Inc. Neutral $12.00 to $11.00
2014-07-31 Lower Price Target FBR & Co $12.00 to $11.00
2014-07-21 Downgrade Sidoti Buy to Neutral $16.00 to $10.00
2014-07-09 Initiated Coverage Macquarie Neutral $13.00
2014-05-21 Upgrade Sidoti Neutral to Buy
2014-04-30 Reiterated Rating Nomura Neutral $12.00
2013-12-09 Downgrade Sterne Agee CRT Buy to Neutral $12.00
2013-11-08 Lower Price Target Stephens Equal Weight $22.00 to $15.00
2013-11-08 Lower Price Target FBR & Co. Market Perform $18.00 to $12.00
2013-11-07 Downgrade Sidoti Buy to Neutral
2013-01-23 Reiterated FBR Capital Mkt Perform $20 to $22
2010-01-26 Reiterated Feltl & Co. Buy $17 to $21
2009-12-23 Initiated CL King Strong Buy $20
2009-01-20 Reiterated Roth Capital Buy $22 to $23
2008-11-19 Reiterated Roth Capital Buy $15 to $13
2008-11-04 Initiated Sterne Agee Buy $19
2008-07-25 Reiterated Roth Capital Buy $19 to $22
2008-07-09 Reiterated Roth Capital Buy $18 to $19
2008-01-25 Reiterated Roth Capital Buy $21.50 to $18
2016-07-07 Upgrade Wells Fargo & Co. Market Perform to Outperform
2016-05-11 Boost Price Target Jefferies Group $6.00
2016-05-10 Reiterated Rating Jefferies Group Hold $3.00
2016-01-08 Lower Price Target Jefferies Group Hold $7.00 to $5.50
2015-07-07 Lower Price Target Jefferies Group Hold $7.00

There is presents forecasts of rating agencies and recommendations for investors about this ticker

Major Shareholders

Name Relationship Total Shares Holding stocks
BRINKLEY STERLING B Chairman of the Board 2.40%  (1216409) EZPW /
ROTUNDA JOSEPH L 1.49%  (754447) EZPW /
Grimshaw Stuart Chief Executive Officer 0.74%  (372650) EZPW /
Rothamel Paul President & COO 0.58%  (295187) EZPW /
Given Lachlan P 0.55%  (279487) EZPW /
Kuchenrither Mark Edward President Change Capital 0.48%  (242861) EZPW /
Turner Brent Pres. eCommerce&Card Services 0.36%  (182511) EZPW /
Roberts Thomas Craig JR 0.23%  (116050) EZPW /
ESPINOSA PABLO LAGOS 0.20%  (101050) EZPW /
Miranda Santiago Creel 0.16%  (83350) EZPW /
Cumins Peter 0.14%  (73350) EZPW /
APPEL MATTHEW 0.14%  (71350) EZPW / ZLC /
Welch Thomas H JR Senior Vice President 0.13%  (63384) EZPW /
Love William C 0.08%  (40700) EZPW /
Fosse Eric Pres North American Operations 0.07%  (36966) EZPW /
Stamp Stephen Sr. VP/Chief Financial Officer 0.07%  (34836) EZPW /
Beal Joseph 0.07%  (34200) EZPW /
Guest Barry William President US Retail 0.06%  (32704) EZPW /
Sanders Anthony M. Senior Vice President 0.05%  (26736) EZPW /
CHISM DANIEL M VP & Chief Accounting Officer 0.05%  (26053) EZPW /
Alomes Scott Chief Human Resources Officer 0.05%  (24759) EZPW /
Garcia Romo Rodrigo Pres/Dir Gen Empeno Facil 0.05%  (23497) EZPW /
Farrell John 0.04%  (21700) EZPW /
SAGE RICHARD D 0.04%  (18293) EZPW /
Bluntzer Rick Sr VP Communcations & Affairs 0.03%  (15381) EZPW /
Maccarone Jodie E. B. President/Global Financial Srv 0.03%  (15021) EZPW /
Munro Shanna President & General Mgr CCC 0.03%  (14911) EZPW /
Whatley James William Pres US Financial Services 0.02%  (12400) EZPW /
Byal Jeff SVP, CAO 0.02%  (10451) EZPW /
Kuthy Francisco President - Mexico Pawn 0.02%  (9860) EZPW /
Brown Stephen Morrison Chief Accounting Officer 0.01%  (5123) EZPW /
Hurrell David John Chief Information Officer 0.01%  (4088) EZPW /