The Peoples Financial Corporation is a registered financial holding company in Biloxi, Mississippi, and operated through its wholly owned subsidiary, The Peoples Bank, under the Bank Holding Company Act at December 31, 2013. The company provides government entities, individuals, and commercial businesses with banking, financial, and trust services. Founded in 1926 and operating 15 branches, the company is the oldest and largest independent automobile finance company in Georgia. A September 2013 report claimed a quarterly revenue of US$8.1 million with a net income of US$886k.

In the 1910s and '20s automobiles became increasingly popular in the United States, although prices remained out of reach for many. In response, in 1926 three young people formed the People's Loan and Finance Corporation to offer installment loans.

On October 11, 2013, Peoples Bank, which is a subsidiary of Peoples Bancorp Inc. ("Peoples" Bancorp Inc.) acquired Ohio Commerce Bank ("Ohio Commerce") for US$16.5 million in cash. This acquisition supported the company in the expansion of their customer base and the company entered a new market area.

On November 30, 2013, Peoples Bank completed a merger with the Penseco Financial Services Corporation and the combined bank was renamed Peoples Security Bank and Trust Company.

Main managers: